:root{--bg: #f5f8fa;--surface: #ffffff;--bg-soft: #eaf0f5;--border: #dbe3ec;--text: #23303a;--muted: #566572;--brand: #4a5c9e;--brand-dark: #3b4a82;--accent: #2b736e;--warn: #85513f;--warn-tint: #f6efe9;--warn-edge: #e4d3c8;--warn-ring: #c99a89;--shadow-sm: 0 1px 2px rgba(35, 48, 58, .04);--shadow-md: 0 1px 2px rgba(35, 48, 58, .04), 0 10px 28px rgba(35, 48, 58, .06);--radius: 18px;--maxw: 760px;--font: ui-rounded, "SF Pro Rounded", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--mono: ui-monospace, SFMono-Regular, Menlo, Consolas, "Liberation Mono", monospace}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font);font-size:17px;line-height:1.72;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}.wide{max-width:1040px}.skip-link{position:absolute;left:-9999px;top:0;z-index:100;background:var(--brand);color:#fff;padding:10px 16px;border-bottom-right-radius:8px;font-weight:700}.skip-link:focus{left:0}:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:4px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:2px}h1,h2,h3{line-height:1.28;color:var(--text);letter-spacing:-.015em}h1{font-size:1.95rem;font-weight:750;margin:0 0 .6rem}h2{font-size:1.4rem;font-weight:700;margin:2.4rem 0 .7rem}h3{font-size:1.15rem;font-weight:700;margin:1.6rem 0 .45rem}p{margin:0 0 1.1rem}ul,ol{padding-left:1.3rem}li{margin:.35rem 0}small{color:var(--muted)}.site-header{border-bottom:1px solid 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p{color:var(--muted);font-size:.85rem;margin-top:1rem}main{padding:2.4rem 0 1.4rem}.hero{padding:.8rem 0 1.6rem;margin-bottom:1.4rem}.hero .eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--brand-dark);background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;padding:6px 15px;margin-bottom:1rem}.hero h1{font-size:2.35rem;font-weight:750}.hero .lede{margin-bottom:0}.card-grid{display:grid;gap:20px;grid-template-columns:1fr;margin:1.4rem 0}@media(min-width:640px){.card-grid{grid-template-columns:1fr 1fr}}.card{display:block;border:1px solid var(--border);border-radius:var(--radius);padding:22px 24px;background:var(--surface);color:var(--text);box-shadow:var(--shadow-sm);transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease}.card:hover{border-color:#c4d0dd;text-decoration:none;box-shadow:var(--shadow-md);transform:translateY(-2px)}.card h2,.card h3{margin:0 0 .35rem;font-size:1.15rem}.card p{margin:0;color:var(--muted);font-size:.95rem}.tool{border:1px solid var(--border);border-radius:var(--radius);padding:26px;background:var(--bg-soft);margin:1.4rem 0 1.8rem}.field{margin-bottom:16px}.field label,.field .field-label{display:block;font-weight:600;margin-bottom:6px;font-size:.98rem}.field .hint{display:block;color:var(--muted);font-size:.82rem;font-weight:400;margin-top:3px}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 13px;font-size:16px;font-family:inherit;border:1px solid var(--border);border-radius:12px;background:var(--surface);color:var(--text);transition:border-color .15s ease,box-shadow .15s ease}.field textarea{resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:var(--brand);box-shadow:0 0 0 4px 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var(--border);border-radius:var(--radius);padding:24px;text-align:center;box-shadow:var(--shadow-sm);min-height:92px;display:flex;flex-direction:column;align-items:center;justify-content:center}.result .headline small{display:block;font-size:.85rem;color:var(--muted);font-weight:600;margin-top:5px}table.breakdown{width:100%;border-collapse:collapse;margin-top:16px;font-size:.96rem}table.breakdown th,table.breakdown td{text-align:left;padding:10px 8px;border-bottom:1px solid var(--border)}table.breakdown td:last-child,table.breakdown th:last-child{text-align:right;font-variant-numeric:tabular-nums}table.breakdown tr.total td{font-weight:700;border-top:2px solid var(--border)}.note,.disclaimer{border-left:4px solid var(--brand);background:var(--bg-soft);padding:14px 18px;border-radius:12px;margin:1.4rem 0;font-size:.95rem}.disclaimer{border-left-color:var(--warn);background:var(--warn-tint)}.disclaimer strong{color:var(--warn)}.note a,.disclaimer a,.reco 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button{min-height:48px;min-width:48px;background:var(--surface);border:1px solid var(--border);border-radius:11px;cursor:pointer;font-size:1rem;color:var(--text)}.item-row button:hover{border-color:var(--brand);color:var(--brand)}.shoplist{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:30px;margin:1.4rem 0;overflow-wrap:anywhere;box-shadow:var(--shadow-sm)}.shoplist .sl-title{font-size:1.5rem;font-weight:800;letter-spacing:-.01em}.shoplist .sl-sub{color:var(--muted);font-size:.9rem;margin-bottom:14px}.shoplist table{width:100%;border-collapse:collapse;margin-top:10px;font-size:.95rem}.shoplist th,.shoplist td{padding:9px 8px;border-bottom:1px solid var(--border);text-align:left}.shoplist td.num,.shoplist th.num{text-align:right;font-variant-numeric:tabular-nums}.shoplist tr.total td{font-weight:800;border-top:2px solid var(--text)}.shoplist .sl-note{margin-top:16px;color:var(--muted);font-size:.85rem}@media(max-width:480px){.shoplist{padding:18px}}.bill-row{display:grid;grid-template-columns:1.5fr 1fr 1.1fr 1fr 48px;gap:8px;align-items:center;margin-bottom:8px}.bill-row input,.bill-row select{min-height:48px}.bill-row .bill-del{min-height:48px;min-width:48px;background:var(--surface);border:1px solid var(--border);border-radius:11px;cursor:pointer;font-size:1.1rem;color:var(--muted);transition:border-color .15s ease,color .15s ease}.bill-row .bill-del:hover{border-color:var(--warn);color:var(--warn)}@media(max-width:620px){.bill-row{grid-template-columns:1fr 1fr}}.billcal-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:20px 0}@media(min-width:520px){.billcal-grid{grid-template-columns:repeat(3,1fr)}}@media(min-width:780px){.billcal-grid{grid-template-columns:repeat(4,1fr)}}.billcal-cell{border:1px solid var(--border);border-radius:16px;padding:14px 12px;background:var(--surface);text-align:center;box-shadow:var(--shadow-sm)}.billcal-cell .m{font-size:.72rem;color:var(--muted);text-transform:uppercase;letter-spacing:.7px;font-weight:700}.billcal-cell .amt{font-weight:800;font-variant-numeric:tabular-nums;margin-top:4px;color:var(--text)}.billcal-cell .bar{height:5px;border-radius:999px;background:var(--brand);opacity:.32;margin-top:9px}.billcal-cell.crunch{border-color:var(--warn-edge);background:var(--warn-tint)}.billcal-cell.crunch .amt{color:var(--warn)}.billcal-cell.crunch .bar{background:var(--warn);opacity:.5}.billcal-cell.worst{box-shadow:0 0 0 2px var(--warn-ring) inset,0 6px 18px #8f5b4c1a}.billcal-cell.crunch:after,.billcal-cell.worst:after{display:block;margin-top:6px;font-size:.64rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--warn)}.billcal-cell.crunch:after{content:"Tight"}.billcal-cell.worst:after{content:"Worst"}@media print{.site-header,.site-footer,.no-print,.ad-slot,.reco,.tool-meta,.byline,.facts-verified,.disclaimer{display:none!important}body{font-size:12pt;background:#fff;color:#000}main{padding:0}.shoplist{border:none;padding:0;margin:0;box-shadow:none}.billcal-grid{grid-template-columns:repeat(4,1fr)}.billcal-cell{box-shadow:none;background:#fff}.billcal-cell.crunch,.billcal-cell.worst{background:#fff}a{color:#000;text-decoration:none}}.lede{font-size:1.12rem;color:var(--muted)}.tool-meta{display:flex;gap:10px;flex-wrap:wrap;font-size:.85rem;color:var(--muted);margin-bottom:1rem}.tool-meta span{background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;padding:5px 14px}.tool .tool-section{font-size:1.15rem;margin:1.6rem 0 .45rem}