Ad & Affiliate Disclosure

We plan to keep our tools free with advertising and, in some places, affiliate links. Here's exactly how that works.

Advertising

This site may display ads from third-party networks (such as Google AdSense). We don't control which specific ads appear, and showing an ad is not an endorsement. Advertising revenue helps cover hosting and the time it takes to build and maintain the tools.

Affiliate links

Some pages may include affiliate links to apps and services we believe are genuinely useful for managing money and bills. If you click one and sign up, we may earn a commission at no extra cost to you. Affiliate links are marked, and you'll always find this notice linked nearby.

Our promise

• Advertising and affiliate relationships never change the answer a tool gives you. The math is the math — we don't sell insurance, loans or financial products, so we have no reason to push you toward anything.
• We only plan to recommend tools we'd consider using ourselves.
• Recommendations are kept separate and clearly labelled, never disguised as tool output.

Questions about how we're funded? Ask us anytime.